WITH PRIOR SPECIFIC APPROVAL OF THE COMMISSIONER, ACCEPT DEPOSTIS FROM FOREIGN PERSONS IN CHECKING ACCOUNTS AS WELL AS DEPOSIT AS DEPOSIT ACCOUNTS OR TIME DEPOSITS, INCLUDING DEMAND DEPOSITS AND DEPOSITS OF FUNDS BETWEEN BANKS, OR OTHERWISE BORROW MONEY FROM OTHER INTERNATIONAL FINANCIAL ENTITIES AND ANY FOREIGN PERSON AS DEFINED IN THE IFE AND IN REGULATION 5653 OF THE OCFI.